Jim Emerich is the founder of Backbone CFO, a fractional CFO firm built for restoration, construction, and trades operators doing $5M to $50M.

What sets him apart in this room is that he knows the work. He and his team live in the numbers that decide whether a restoration company actually makes money. Scope gaps between Xactimate and what the crew performed. Supplements that drag for months. TPA margins that look fine until you cost them out. Insurance receivables that lock up the cash you need to make payroll. That fluency is why restoration owners keep Backbone at the table once they bring them in.

His Financial Control Framework gives owners a clear read on cash, profit, position, people, and systems, so they can see what’s coming and make the call before it shows up in the checking account.

Jim runs Backbone on EOS and is a husband and father of five, which is its own ongoing lesson in cash flow and crisis management.